Pet Insurance: To Insure, or Not to Insure?
The decision to buy insurance for your pet (or not to buy it) can be a tricky one to make. On the one hand, you may not think it’s likely that your pet will ever need emergency surgery or some other extensive treatment to resolve a complex health issue. On the other, life is full of unpredictable events, and you know how important it is to be prepared for the unexpected. So what should you do?
At GreenTree Animal Hospital, we believe that it is up to our clients to decide whether pet insurance will be beneficial to their four-legged family members. However, we are more than happy to point you in the right direction if you are considering pet insurance, and to help you find out what your options are.
Even if a friend or relative suggests a certain pet insurance provider, we recommend shopping around. It’s important to know your options and find the company and plan that works best for you, your pet, and your lifestyle. Some notable pet insurance providers include:
We encourage you to learn about the plans offered by these providers and compare coverage. This article offers a good overview of the providers listed above and includes a chart to help you weigh the pros and cons of each.
Find Answers to Important Questions
Compile a thorough list of important questions to help you choose the best pet insurance provider. These may include:
- What conditions are considered pre-existing by a particular provider? Can certain conditions become pre-existing at the start of a new policy term?
- Does the provider offer coverage for preventive care?
- Does the provider offer a trial period with a money-back guarantee?
- What kind of deductibles do they offer?
- Does the provider cover exam fees if your pet has an accident or illness?
When it comes to purchasing pet insurance, you always want to be assured that you’re getting the best bang for your buck. Most of all, you want a provider that you can trust to be there for you and your pet if an emergency happens. Be sure to take the time to research your options, and don’t be afraid to contact a company directly to get the answers you need.